hdfc gold credit card

[Subhash]

Yesterday i got call from hdfc credit card executive for free ( no annul fee hdfc gold credit card) cc. he said card has no annul fee but when i checked hdfcbank.com site it says joining fee is Rs500 and annul fee of Rs2000
so what is correct?
or executive is misleading me?
Thanks :confused:

[zospar]

Call there call center they better assist you, betn many banks now offer 0 annul fee credit cards like icici bank.